【英格蘭投資物業熱點】倫敦兩大地區位居榜首

刊登日期: 2024/06/20

倫敦地產公司Benham and Reeves根據政府數據總結出英格蘭第二間物業（即非自住物業）投資熱點，雖然購買量佔整個英格蘭樓市交易約四分之一（23%），但如果以全英國熱點地區來計算，這一數字則上升至49%。

在英國購買第二間物業或買樓出租，需要繳付較高稅率的印花稅。數據顯示，2022/23年度透過政府印花稅登記的住宅交易超過一百萬筆，其中233,800人（23%）需要繳納高額印花稅。

從地區來看，英格蘭東北地區的第二間物業買家活動最為活躍，27%的印花稅收入來自購買第二間物業或買樓出租。倫敦和西北地區排名第二（27%），而西南地區則比例最低，只有約19%。

地區	總物業印花稅	第二間物業或買樓出租印花稅	比例
North East	52,100	14,100	27%
London	132,200	34,200	26%
North West	139,900	36,100	26%
Yorkshire and Humberside	102,100	24,300	24%
West Midlands	99,800	22,700	23%
East Midlands	95,100	20,100	21%
South West	115,800	24,400	21%
East of England	121,200	23,700	20%
South East	180,300	34,000	19%
England	1,038,400	233,800	23%

若以地區議會劃分，倫敦兩大黃金地段Westminster、Kensington and Chelsea位居榜首。Westminster有49%住宅購買是來自第二間物業或買樓出租，而在Kensington and Chelsea的比例也達到46%。

倫敦Camden地區也躋身前十名，上年所有新交易的房屋中有36%是第二間物業或買樓出租。

倫敦的買樓出租市場主要由投資人士所推動，特別是海外買家。其他熱門投資城市包括：利物浦－ 2022/23年度所有新買賣住宅中有40%屬第二間物業或買樓出租，其次是Burnley（36%）、Middlesbrough（36%）、曼徹斯特（36%）、Slough（35%）、Enfield（35%）和諾定咸（35%）也打入前十名。

地區議會	總物業印花稅	第二間物業或買樓出租印花稅	比例
Westminster	4,300	2,100	49%
Kensington and Chelsea	2,800	1,300	46%
Liverpool	8,200	3,300	40%
Burnley	2,200	800	36%
Middlesbrough	2,800	1,000	36%
Manchester	8,400	3,000	36%
Camden	2,800	1,000	36%
Slough	1,700	600	35%
Enfield	4,000	1,400	35%
Nottingham	4,900	1,700	35%
Harrow	2,900	1,000	34%
Blackpool	3,300	1,100	33%
Salford	5,400	1,800	33%
Scarborough	2,700	900	33%
North Norfolk	2,100	700	33%
City of London	300	100	33%
Redbridge	3,300	1,100	33%
Brent	3,700	1,200	32%
Lincoln	1,900	600	32%
Hounslow	3,800	1,200	32%
Birmingham	14,900	4,700	32%
Hyndburn	1,600	500	31%
Stoke-on-Trent	4,800	1,500	31%
Coventry	5,500	1,700	31%
South Lakeland	2,300	700	30%
Kingston upon Hull, City of	4,600	1,400	30%
Wolverhampton	3,300	1,000	30%
Hammersmith and Fulham	3,300	1,000	30%
County Durham	10,900	3,300	30%
Leicester	4,000	1,200	30%
Cambridge	2,000	600	30%
Oxford	2,000	600	30%
Norwich	2,700	800	30%
North East Lincolnshire	3,400	1,000	29%
Barnet	5,800	1,700	29%
Darlington	2,400	700	29%
Isle of Wight	3,100	900	29%
Hartlepool	2,100	600	29%
Oldham	3,500	1,000	29%
Preston	3,500	1,000	29%
Derbyshire Dales	1,400	400	29%
Portsmouth	3,500	1,000	29%
South Hams	2,100	600	29%
Torbay	2,800	800	29%
Redcar and Cleveland	2,500	700	28%
Bolton	5,000	1,400	28%
Derby	4,300	1,200	28%
Pendle	1,800	500	28%
Tower Hamlets	5,400	1,500	28%
Hastings	1,800	500	28%
Cotswold	1,800	500	28%
Luton	2,900	800	28%
Cornwall (incl Isles of Scilly)	11,700	3,200	27%
Mansfield	2,200	600	27%
Oadby and Wigston	1,100	300	27%
Eastbourne	2,200	600	27%
Walsall	3,700	1,000	27%
Doncaster	6,300	1,700	27%
Blackburn with Darwen	2,600	700	27%
Barking and Dagenham	2,600	700	27%
Sandwell	4,100	1,100	27%
Barrow-in-Furness	1,500	400	27%
Hertsmere	1,500	400	27%
King’s Lynn and West Norfolk	3,000	800	27%
Thanet	3,000	800	27%
Sunderland	4,900	1,300	27%
Ealing	5,300	1,400	26%
Halton	1,900	500	26%
Calderdale	3,800	1,000	26%
Peterborough	3,800	1,000	26%
Watford	1,900	500	26%
Newcastle upon Tyne	5,400	1,400	26%
Lancaster	2,700	700	26%
Bradford	8,500	2,200	26%
Stockton-on-Tees	3,900	1,000	26%
Bournemouth, Christchurch and Poole	8,200	2,100	26%
Hillingdon	4,300	1,100	26%
Sefton	5,100	1,300	25%
Barnsley	5,100	1,300	25%
Brighton and Hove	5,500	1,400	25%
Gateshead	3,600	900	25%
Northumberland	7,200	1,800	25%
South Tyneside	2,400	600	25%
Tameside	4,000	1,000	25%
Trafford	4,000	1,000	25%
Craven	1,200	300	25%
Richmondshire	800	200	25%
Great Yarmouth	2,000	500	25%
Ipswich	2,400	600	25%
Reading	3,200	800	25%
Southampton	4,000	1,000	25%
Cheltenham	2,400	600	25%
Exeter	2,400	600	25%
North Devon	2,000	500	25%
Sheffield	8,900	2,200	25%
Leeds	13,900	3,400	24%
Rochdale	3,700	900	24%
Telford and Wrekin	3,700	900	24%
Southend-on-Sea	3,700	900	24%
West Suffolk	3,700	900	24%
Islington	2,900	700	24%
Kingston upon Thames	2,900	700	24%
Carlisle	2,500	600	24%
Dartford	2,500	600	24%
Southwark	4,200	1,000	24%
Bury	3,400	800	24%
Wigan	6,800	1,600	24%
Broxbourne	1,700	400	24%
Welwyn Hatfield	1,700	400	24%
Richmond upon Thames	3,400	800	24%
Canterbury	3,000	700	23%
Wandsworth	7,300	1,700	23%
Eden	1,300	300	23%
Knowsley	2,600	600	23%
Wyre	2,600	600	23%
York	3,900	900	23%
Boston	1,300	300	23%
Gloucester	2,600	600	23%
Merton	3,500	800	23%
Sutton	3,500	800	23%
Bath and North East Somerset	3,500	800	23%
Chorley	2,200	500	23%
Fylde	2,200	500	23%
Epping Forest	2,200	500	23%
Greenwich	4,400	1,000	23%
St. Helens	3,100	700	23%
North Tyneside	4,000	900	23%
Warrington	4,000	900	23%
Newham	4,000	900	23%
Plymouth	4,900	1,100	22%
Allerdale	1,800	400	22%
Kirklees	7,200	1,600	22%
Bassetlaw	2,700	600	22%
St Albans	2,700	600	22%
Croydon	6,300	1,400	22%
Havering	4,500	1,000	22%
Chichester	2,700	600	22%
Gravesham	1,800	400	22%
Runnymede	1,800	400	22%
Wirral	5,900	1,300	22%
East Suffolk	5,000	1,100	22%
Medway	5,000	1,100	22%
Charnwood	3,200	700	22%
Hackney	3,200	700	22%
Rotherham	4,600	1,000	22%
West Lindsey	2,300	500	22%
Newcastle-under-Lyme	2,300	500	22%
Folkestone and Hythe	2,300	500	22%
Haringey	3,700	800	22%
Copeland	1,400	300	21%
Rossendale	1,400	300	21%
East Staffordshire	2,800	600	21%
Solihull	4,200	900	21%
Three Rivers	1,400	300	21%
Thurrock	2,800	600	21%
Elmbridge	2,800	600	21%
Gosport	1,400	300	21%
Windsor and Maidenhead	2,800	600	21%
Torridge	1,400	300	21%
North Lincolnshire	3,300	700	21%
Lambeth	5,200	1,100	21%
Bolsover	1,900	400	21%
Colchester	3,800	800	21%
Tendring	3,800	800	21%
Bromley	5,700	1,200	21%
Ashfield	2,400	500	21%
Rugby	2,400	500	21%
Dover	2,400	500	21%
Wakefield	6,800	1,400	21%
Cheshire East	9,400	1,900	20%
Broxtowe	2,000	400	20%
Chesterfield	2,000	400	20%
East Lindsey	3,000	600	20%
High Peak	2,000	400	20%
North Northamptonshire	7,500	1,500	20%
Worcester	2,000	400	20%
Epsom and Ewell	1,500	300	20%
Spelthorne	2,000	400	20%
Woking	2,000	400	20%
Bristol, City of	8,500	1,700	20%
Dorset	8,000	1,600	20%
Sedgemoor	2,500	500	20%
Teignbridge	3,000	600	20%
West Northamptonshire	8,600	1,700	20%
East Riding of Yorkshire	8,100	1,600	20%
Bexley	4,100	800	20%
East Devon	3,600	700	19%
Somerset West and Taunton	3,600	700	19%
South Kesteven	3,100	600	19%
Shropshire	6,200	1,200	19%
Warwick	3,100	600	19%
Milton Keynes	6,200	1,200	19%
New Forest	3,100	600	19%
Gedling	2,600	500	19%
Stafford	2,600	500	19%
Tunbridge Wells	2,600	500	19%
Dudley	4,700	900	19%
Swindon	4,700	900	19%
Erewash	2,100	400	19%
Chelmsford	3,700	700	19%
Stockport	5,300	1,000	19%
Bromsgrove	1,600	300	19%
Tamworth	1,600	300	19%
Harlow	1,600	300	19%
Newark and Sherwood	2,700	500	19%
Ashford	2,700	500	19%
Waverley	2,700	500	19%
Buckinghamshire	10,300	1,900	18%
Arun	3,800	700	18%
North Somerset	4,900	900	18%
South Gloucestershire	6,000	1,100	18%
Cheshire West and Chester	7,100	1,300	18%
Melton	1,100	200	18%
Fenland	2,200	400	18%
South Cambridgeshire	3,300	600	18%
Adur	1,100	200	18%
Lewes	2,200	400	18%
Reigate and Banstead	3,300	600	18%
Rother	2,200	400	18%
Harrogate	3,900	700	18%
Amber Valley	2,800	500	18%
South Derbyshire	2,800	500	18%
Dacorum	2,800	500	18%
Guildford	2,800	500	18%
Winchester	2,800	500	18%
Ribble Valley	1,700	300	18%
Staffordshire Moorlands	1,700	300	18%
Bedford	3,400	600	18%
Brentwood	1,700	300	18%
Cherwell	3,400	600	18%
Crawley	1,700	300	18%
West Lancashire	2,300	400	17%
Harborough	2,300	400	17%
Hinckley and Bosworth	2,300	400	17%
North Hertfordshire	2,300	400	17%
Havant	2,300	400	17%
West Oxfordshire	2,300	400	17%
Mendip	2,300	400	17%
Rushcliffe	2,900	500	17%
Nuneaton and Bedworth	2,900	500	17%
Herefordshire, County of	3,500	600	17%
Lewisham	4,700	800	17%
Hambleton	1,800	300	17%
Ryedale	1,200	200	17%
Blaby	1,800	300	17%
North Warwickshire	1,200	200	17%
Stratford-on-Avon	3,600	600	17%
Wyre Forest	1,800	300	17%
Waltham Forest	4,200	700	17%
Bracknell Forest	2,400	400	17%
Surrey Heath	1,800	300	17%
West Berkshire	3,000	500	17%
Worthing	2,400	400	17%
South Somerset	3,600	600	17%
Maidstone	3,700	600	16%
Wokingham	3,700	600	16%
North West Leicestershire	2,500	400	16%
Lichfield	2,500	400	16%
Wychavon	2,500	400	16%
Tonbridge and Malling	2,500	400	16%
Stroud	2,500	400	16%
Selby	1,900	300	16%
Cannock Chase	1,900	300	16%
South Staffordshire	1,900	300	16%
Babergh	1,900	300	16%
Basildon	3,200	500	16%
South Norfolk	3,200	500	16%
South Oxfordshire	3,200	500	16%
South Ribble	2,600	400	15%
North Kesteven	2,600	400	15%
Huntingdonshire	3,900	600	15%
Maldon	1,300	200	15%
Stevenage	1,300	200	15%
West Devon	1,300	200	15%
East Hertfordshire	3,300	500	15%
Vale of White Horse	3,300	500	15%
Fareham	2,000	300	15%
Rushmoor	2,000	300	15%
Sevenoaks	2,000	300	15%
Wiltshire	10,000	1,500	15%
North East Derbyshire	2,100	300	14%
Rutland	700	100	14%
Redditch	1,400	200	14%
East Cambridgeshire	2,100	300	14%
Eastleigh	2,800	400	14%
Hart	2,100	300	14%
Horsham	2,800	400	14%
Mid Sussex	3,500	500	14%
Mid Devon	1,400	200	14%
South Holland	2,200	300	14%
Malvern Hills	1,500	200	13%
Breckland	3,000	400	13%
Broadland	3,000	400	13%
Castle Point	1,500	200	13%
Test Valley	2,300	300	13%
Swale	3,100	400	13%
East Hampshire	2,400	300	13%
Mole Valley	1,600	200	13%
Tandridge	1,600	200	13%
Tewkesbury	2,400	300	13%
Central Bedfordshire	6,600	800	12%
Basingstoke and Deane	3,300	400	12%
Wealden	3,300	400	12%
Braintree	3,400	400	12%
Rochford	1,700	200	12%
Uttlesford	1,700	200	12%
Forest of Dean	1,700	200	12%
Mid Suffolk	2,600	300	12%

Benham and Reeves總監Marcvon Grundherr評論道：「即使政府盡最大努力阻撓購買第二間物業，特別是針對買樓出租投資者，但我們仍然看到很大一部分的市場活動由來自第二間物業。」

「雖然倫敦的投資市場是由富豪買家所推動，但其他地區更有可能是由本地業主所致，即使近年來出租回報率有所下降，他們繼續將租屋視為有利可圖的市場。」

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About the Author

Tung Cheng has relocated from Hong Kong to the UK herself. Her combined experiences in both Hong Kong and the UK, along with her expertise as a digital marketer now makes her insights a valuable resource to a growing audience of Hong Kongers wishing to make the same transition to the UK.

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